Young Entrepreneurs

Young entrepreneurs is a non- profit organization that children and teens can participate in to help pursue their entrepreneurial, leadership, and business ideas.

Your child does not have to have a business plan or even know what their entire plans for the future are. The idea is to turn their vision and craft into an opportunity to make connections with people and make money as a result of something they thought of.

Here is how our experience went with Young Entrepreneurs:

We were visiting a farmers market one Saturday and came across a booth filled with two separate groups of children and teens. One group were two male teens who baked and sold delicious cookies. Another were two girls selling small homemade pillows and hair bandanas.

My girls were immediately drawn to them and seeing them sparked their naturally born curiosity and talents. They immediately asked when they could do the same. We got the name of the website called Young Entrepreneurs, filled out the form and signed up. The process was easy! Our girls immediately spent the next few weeks preparing their product and creating business cards.

When the big day came my girls woke early to make sure they were at their booth at the farmers market at 830am. They displayed their product and stood proudly for 3 hours greeting the locals, taking payments and handing out business cards. They have already signed up for another booth and feel so proud creating something and making their own money. My husband and I were so proud of our girls. The values they are learning from this experience and the children they might have inspired today  is priceless!

Spread the love to your young entrepreneur in your family! If you are interested in signing up or learning more please visit the Young Entrepreneurs website here.

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Guinea Pig Care for Beginners

As much as we wanted a dog, it just wasn’t time due to my daughter’s severe allergies. She seems to even be allergic to allergy free dogs. But, if it weren’t for her allergies, we never would have met our little guinea pig Jack, or “Jackie” as we like to call him.

I grew up taking care of 6 hamsters. Not all at once. Some we bought in a “pair” and the other hamsters were alone. One thing they all had in common was that they eventually passed away and were buried in our childhood backyard. Hamsters made a great first pet but they weren’t personal with you. They were small, nippy little things. I just knew that my girls wanted more out of a pet.

After looking for information online for a nice starter pet, I came across the guinea pig. I saw that guinea pigs could be trained and they liked vegetables. They even liked to be taken out of their cage daily! Seemed like a nice “in between” pet experience to try.

When I began my search to find the best guinea pig I realized it was not easy to find the little guy. An animal lover friend of mine said it’s always best to rescue a pet if you can. Therefore we did not attempt to purchase from a pet store. I searched local animal shelters and on websites such as Marilyn’s Voice. Almost every guinea pig that I came across had either just been adopted or was about to be picked up for adoption. Feeling somewhat defeated, I decided to try Craig’s List. As I looked on the site it wasn’t long before the cutest little guinea pig was staring back at me. I emailed the seller and she was available!

The day came to pick up our new animal friend. We ordered a large cage because guinea pigs love, love, love a large space. You can also look on Pinterest if you want to attempt to build your own.

As we pulled up to the house to pick up our guinea I realized we truly were doing a great thing by “rescuing” him. The poor little pig lived in a house with over 20 cats, ferrets, and dogs. The owner (a young teenager) said that she never had time to play with it let alone feed it properly. She gave us a bag of timothy hay (more on that later) and his favorite toy. While walking down the driveway she yells, “Don’t forget to cut his nails!” I look down and sure enough his long claws had darkened and curled over like a witch. Well, he was ours now. We headed to the pet store to begin our new adventure.

All guinea pigs are different, but here are some basics to get you started and help your guinea pig transition into your loving home.

Personality

Most guinea pigs love to hide all day, so it is important to have a cave or burrow for them to run away and hide in. It takes quite sometime for your guinea to get comfortable with you, so don’t be dismayed if they only come out of their cave to eat or drink when you are NOT around. As the weeks go by, they will soon feel comfortable enough to take food from your hand and not run away so quickly when you walk by. Although some experts recommend that your guinea pig have a partner for companionship, keeping the cage in a main social area of the home will do the trick. Do not keep your guinea in a bedroom or office tucked away with the door closed or less frequented areas of the home. This will leave the guinea sad and lonely if they do not have a partner in the cage with them. Once the jitters start to subside guinea’s love to be picked up and socialize with you on your lap or on the floor. Little Jackie now calls for me as soon as I walk in from work and in the morning when he knows it’s time to eat again.

Cage

JACKIE CAGE2

Be sure to have a large enough cage for the guinea pig. Keep in mind that guinea pigs are larger and need breathable room than hamsters so an aquarium just will not do. You can find a cage similar to the one we purchased at Wal-Mart for about $39.99.

Bedding

The safest bedding for a guinea is either using fleece or absorbable paper crumbles found at a pet store. Please avoid using pine chips for bedding. Although less expensive, they are extremely toxic to our guinea pig friends. In our cage we line the bottom of the cage with recycled brown bags from the grocery store. Next, we layer with my husband’s old t-shirts or buy $1 bedding from a thrift store. Finally, we pour a few paper crumble shreds from the pet store to help capture any waste. We change the cage every week in half by wrapping up the bags and bedding and placing in a trash bag. I have read that some people choose to wash their bedding. I personally don’t want to do that.

Food

A guinea’s #1 food source should come from timothy hay. When buying timothy hay make sure that your are buying only timothy hay and not alfalfa timothy hay. We wondered why my guinea stopped eating his beloved hay one day only to find out I had purchased the wrong mixture.

JACKIE EATING

Guinea’s love raw fruits and vegetables! This is where they get their daily dose of vitamin C. Be sure they receive at least 1 cup of vegetables per day. Usually we split up half a cup in the morning and half a cup in the evening. Here is a sample of what our guinea’s favorite fresh foods are: broccoli leaves, kale, cabbage, carrots, purple lettuce, arugula, apples, watermelon rinds, pears, blueberries. Another great time to feed veggies is during out of cage play time or nail cutting.

Finally, always have dried “kibble” food in the dish and keep that water bottle filled to the brim! You will need to experiment with what dried food your guinea likes best. Guinea pigs definitely have a preference. Just like any other pet would.

Hygiene

After having our guinea pig after a month I thought that it might be time to give him a bath. Upon looking further into the cleaning we decided against it. I read several places that guinea skin carries a natural oil and they clean their skin similar to cats. Bathing the guinea strips them of their natural oil and can lead to pneumonia or other skin ailments. Our guinea has never carried any odor on the fur. Again, very similar to caring for a cat.

JACKIE NAILS2

For nail cutting things can get a little tricky. We have gone through experimenting with several cutters, all the way down to one that “glows” right at the line so you can see what is called the “quick.” What has worked best for us are baby nail clippers. Hold your guinea in your lap wrapped in a blanket so they feel “cavy.” Have a helper shine a small flash light on the area. Feed the guinea some fresh fruit or veggies so that they are distracted. We try to clip the nails every time we clean out the cage.

Guinea pigs are loveable little pets to have around your children! Enjoy!

JACKIEANILIL

 

 

 

Teach your children to Give, Save and Spend

There are 3 simple, yet important foundations that we can teach our children at a very young age about money. Regardless of how money comes and goes in our lives it can always be allocated into 3 main categories: give, save, and spend. When you think about those three categories you realize that you are either fully aware money is transacting like this at all times, or you soon realize how frivolous you are being with your own thoughts on money.

It is important to acknowledge your money and give it value. And the best time to start teaching this philosophy is as soon as possible!

Let me give you an honest example. In my latter parenting years, I have become one of those parents who believe in compensating my children for chores and other household projects. I didn’t always believe in this teaching, however. When I was a single mom raising my youngest child who is now 16, I pretty much catered to her every need. I served her decorative breakfast, lunch and dinner plates then collected the mess when she was done. I would yell, “Clean your room!,” only to come in 10 minutes later and find her watching TV. I would then retreat to cleaning the entire room. I picked out her clothes, helped her get dressed (yeah I know, insane!). How I came to do this without blinking was easy. I loved my daughter, I didn’t mind doing it, and I simply thought by doing these things that I was showing her how much I was a caring mother.

Little did I realize –  what I was doing was setting her up for laziness, entitlement and lack of responsibility. But how would she ever learn to not only take care of herself, but also humble herself to helping others? As a parent, it can be hard to go from taking care of your child’s every need to wanting them take on more responsibilities. The later you start your child down the road of having less responsibility around the house, the harder it becomes for both of you to correct the behavior later. Thinking back, I don’t beat myself up about it. When you start knowing better, you start doing better. I promised myself with my next two children that I was not heading down that long road again.

ANAKA DISHES

As soon as my youngest turned 5 and my middle child turned 7, my husband and I were introduced to an audio book teaching that inspired us so much that we wanted all of our children to learn this simple lesson of being responsible with their money. It’s called Smart Money Smart Kids by Dave Ramsey. This audiobook has not only changed my life and how my children perceive chores and saving money, but their maturity has grown by leaps and bounds. Who thought that yelling “go clean your room” would be met with fast runs upstairs to see who can get there first?!

LILLIE MONEY

Before I get into greater detail on what we do in our household, here is some background on Dave Ramsey’s course. Dave Ramsey is a dad best known for starting a course for adults called Financial Peace University. It is an awesome course for any income level or educational background. Just be ready to live like no one else, so you can live like no one else when stepping into it! Along with allocating your income and giving every dollar a name, Dave was soon inspired to create the same idea for his growing children. Here is his take on “commissioning your children:’ We never gave our children an allowance because I don’t like the word. We gave our kids a commission. Commission is, “Work, get paid. Don’t work, don’t get paid.” It’s kind of like the real world. Allowance sounds like welfare to me. I just don’t like the word. Words are powerful. You have to be careful with them. We called ours commissions, and if you didn’t do your work, by the way, you didn’t get paid. That’s how this works.

After listening to the audiobook Smart Money Smart Kids, my husband and I anxiously got started. To make it fun we had the girls decorate envelopes and later as the envelopes got full, switched the money into jars and so forth. As we had the girls label each envelope and jar with give, save, and spend they understood that for every dollar earned, it would go into one of the allocated areas. They further understood what they would be compensated for each chore and that some jobs would be worth a dollar (i.e. washing dishes), some would be worth a quarter (i.e. feeding the pets), and that some chores did not warrant any money (i.e. putting your dish in the sink).

You will have fun creatively coming up with your own pay scale and chore list as a family. Don’t forget – it is necessary to clearly lay out all house rules because children will try to get over on you. Here are some of our amazing results so far:

SAVE

We are into about 3 months dedication with implementing Smart Money Smart Kids.  Our daughters age 5 and 7 have saved enough money to purchase their first big splurge – an Android tablet. And yes, they diligently have earned every hardworking penny.

 

GIVE

My daughter’s recently gave a small donation to a special cause of their choosing.

 

SPEND

Spending has taken on such fun experience for the girls. We go to either the dollar tree or five below and mommy and daddy no longer reach in their pocket. Toys and little trinkets no longer are just carelessly thrown or lost right away. The kids seem to be proud and take more pride in their purchases.

 

WORK

This process can continue to repeat itself throughout childhood, teenage years and into adulthood. As the children get older, it’s a great opportunity to introduce investments and making their own money to give, save and spend with.

In case you are wondering about my 16 year old, well of course it’s not easy to get her to comply  as the young ones have. However, we are taking her passion for art and making it into her own business. From that she is able to give, spend, and save. And, yes she does try to keep up with her room and other household chores, lol. Good luck all!!

Dave Ramsey has a plethora of  courses or audiobooks to choose from. You can find out more information here

ANAKA MONEY